Is EMV an Expensive Security Misstep for the Payments Industry?

By David Monahan on Dec 8, 2014 10:04:28 AM

There is no disagreement that the current mag-stripe technology used in the USA and other countries outside of the EU is antiquated and lends itself to fraud. The data is easily copied using various methods from manual card data copying and shoulder surfing, to database compromise and POS terminal malware.  Cards can be reproduced with off-the-shelf plastic blanks and a simple machine you can buy on the Internet.

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